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GUSTAFSON LAW OFFICE
INDEX - COLORADO DEBT COLLECTION

WELCOME Phone (719) 260-1002 Fax (719) 260-1003 

perhaps I will become your attorney
Address  *  Maps  *  Directions
 

 Robert D. Gustafson  *  Attorney at Law  *  Colorado Springs
 Business Hours  *  Attorney Availability  *  Trade Area
  		 Toll Free (800) 410-1002
 
 

INDEX

COLORADO DEBT COLLECTION
Colorado Springs Attorney - Trial Practice 25+ Years Colorado State Courts & Colorado Springs Municipal Court
PRELIMINARY MATTERS INSUFFICIENT FUNDS - NSF CHECKS
LITIGATION REPLEVIN & LIEN FORECLOSURE
ATTORNEY POLICIES
 Attorney Representation & Declined Matters
 Legal Advice Limited to Clients - Not General Public
 Pro Bono Representation or Installment Payment
 Representation Now - Another Attorney or Self
 Post Judgment - Enforcement or Appeal
 Cases Outside Colorado Springs - Travel
 
PRIVATE ATTORNEY
 NOT A COLLECTION AGENCY

I will represent creditors only collecting accounts receivable or debt
  if you are a consumer or debtor defending against a creditor claim
please do not email or call seeking advice or representation
you may click the stop sign to find a lawyer anywhere
 

        Colorado Debt Collection, skip tracing. Fair Debt Collection Practices Act, overshadowing, debtor's right to cure, statutory interest. litigation, lawsuits, promissory note, oral contract, written contract, quantum meruit, unjust enrichment, judgment, garnishment. insufficient funds checks, NSF checks, replevin, liens, lien foreclosure, statutes of limitations, litigation, levy & execution.

WEBSITE TOPICAL INDEXES
   

ALCOHOL & DUI  OFFENSE TRAFFIC OFFENSE / INFRACTION
CRIMINAL LAW DOR - DMV
FAMILY LAW DEBT COLLECTION
ATTORNEY MATTERS COMMUNITY RESOURCES & LINKS

FOLLOW OVERVIEW - TOPICAL LINKS TO SUBSTANTIVE PAGES
 to facilitate loading speed, debt collection matters have been separated into multiple pages
 

 

PRELIMINARY MATTERS
Colorado Debt Collection
 
NOTICE AND DISCLAIMER GENERAL INFORMATION SKIP TRACING & ASSET TRACE RIGHT TO CURE
Notice of Right to Cure Cure of Default CO-MAKER NOTICES FAIR DEBT COLLECTION PRACTICES
Collection Conduct Validation of Debt Overshadowing Evidence of Notice
STATUTES OF LIMITATIONS INTEREST Statutory Interest Pre Judgment Interest
Post Judgment Interest Interest by Agreement INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

LITIGATION
Colorado Debt Collection
 
NOTICE AND DISCLAIMER GENERAL INFORMATION LEGAL OBLIGATION Theories of Obligation
General Evidentiary Considerations Multiple Defendants JURISDICTIONAL LIMITS VENUE
FILING FEES & COURT COSTS COMMENCEMENT OF LAWSUIT Civil Statutes of Limitations COURT PROCEEDINGS OVERVIEW
Default Stipulation in Lieu of Judgment Confession of Judgment Denial of Liability and Trial
Summary Judgment Satisfaction of Judgment INTEREST RECOVERY OF FEES & COSTS
JUDGMENT ENFORCEMENT Garnishment Garnishment Limitations Garnishment of Government
Exempt Property FOREIGN JUDGMENTS LEGAL FORMS - SELF HELP INDEPENDENT SERVICE PROVIDERS
DO I NEED AN ATTORNEY? ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

INSUFFICIENT FUNDS - NSF CHECKS
Colorado Debt Collection
 
NOTICE AND DISCLAIMER DEBTOR'S BANK - RESOURCE LITIGATION - ADMINISTRATIVE CHARGE LITIGATION - PUNITIVE DAMAGES
CIVIL STATUTES OF LIMITATIONS LITIGATION - CRIMINAL CHARGES INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

REPLEVIN & LIEN FORECLOSURE
Colorado Debt Collection
 
NOTICE AND DISCLAIMER GENERAL INFORMATION REPLEVIN LIEN FOR LABOR - FORECLOSURE
MECHANIC'S LIENS MATERIALMAN'S LIENS OTHER LIENS CIVIL STATUTES OF LIMITATIONS
INTEREST RECOVERY OF FEES & COSTS INDEPENDENT SERVICE PROVIDERS DO I NEED AN ATTORNEY?
  ATTORNEY'S FEES AND COSTS WHERE CAN I FIND THE LAW?  
 

STATUTES OF LIMITATIONS
Colorado Debt Collection
 
NOTICE AND DISCLAIMER GENERAL INFORMATION STATUTES OF LIMITATIONS JUDGMENT LIENS
NOTICE TO GOVERNMENT DEBT NOT EXTINGUISHED CAUSE OF ACTION - ACCRUAL TOLLING OF STATUTE
Partial Payment Payment Promise Concealment or Absence Involuntary Dismissal WHERE CAN I FIND THE LAW?

ATTORNEY REPRESENTATION
 AND DECLINED MATTERS
 
DEBT COLLECTION ATTORNEY'S FEES & COSTS
CRIMINAL DEFENSE DUI DEFENSE & TRAFFIC DEFENSE DRIVER LICENSE DEFENSE
FAMILY LAW & DIVORCE DEBT COLLECTION

COMMUNITY RESOURCES

FIRST CONSULTATION ACCOUNTING STRUCTURE WEBSITE INDEX GATEWAY
ATTORNEY SELECTION RETAINING GUSTAFSON ADVICE BY LAYMEN
 

I welcome representation inquiries however please refer to first consultation - the purpose is not to provide free legal advice to the general public.  Unless seeking to retain counsel, please do not email or call.  I do not provide legal opinions, answers or information in response to questions submitted from non-clients.  Given the scope of internet accessibility I can not be the free "Colorado answer man" and will politely decline.
 

ALTERNATIVES

FIND A LAWYER

if you are seeking the below
please refer to above links for helpful information
sole practitioner attorney does not accept these matters
 

a.  a pro-bono (free) lawyer
b.  an attorney who may take lower fees - economic hardship
c.  an attorney who may take installment payments
Attorney Welcomes
 

MID-LITIGATION REPRESENTATION
alternatives and find a lawyer links provided as a courtesy

Attorney Policies
 Litigant Pro Se - Attempt to Prepare or Defend Own Collection Lawsuit

1.  Adequate Time.  If sufficient time exists to adequately prepare your collection lawsuit and if prospective client approves this attorney's fees and costs structure, attorney will likely accept representation.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

2.  Insufficient Time.  If you've waited until the eleventh hour and there is not sufficient time to adequately prepare your collection lawsuit before a limitation deadline or contested court hearing, please do not call.  I decline.

3.  Limited Assistance.  Please do not call requesting instruction, directions, legal theory, forms completion or limited document drafting, partial representation, or an explanation of applicable law to assist you in preparation of your own collection lawsuit.  I decline.

Attorney Policies
Representation by Previous Attorney

1.  Current Attorney.  Until an order has entered withdrawing representation by an attorney, an ethical rule violation exists if counsel knowingly speaks to another attorney's client without current attorney's consent.  This ethical rule governs all attorneys.  Please do not call until after you have terminated representation by a former attorney.  After other counsel's withdrawal it may take significant effort for the the new attorney to "catch up."  Please be aware fees and costs will be associated with procuring relevant documentation, the court file and coming up to speed in the case.  Attorney would be less likely to accept a new case on a contingency fee basis in the event of prior representation.

2.  Adequate Time.  If prospective client terminates employment of the former attorney, if sufficient time exists to adequately prepare your collection lawsuit and if prospective client approves this attorney's fees and costs structure, attorney will likely accept representation.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

3.  Insufficient Time.  If you've waited until the eleventh hour and there is not sufficient time to adequately prepare your collection lawsuit before a limitation deadline or contested court hearing, please do not call.  I decline.

4.  Second Opinion.  I will not arm chair quarterback another attorney's case preparation, trial tactics or theory of the case.  Please do not call for a second opinion or an opinion regarding the competence of preparation in your current collection lawsuit.  I decline.
 
 
POST JUDGMENT MATTERS
Attorney Policies
 alternatives and find a lawyer links provided as a courtesy
former clients are naturally welcome to call anytime regarding any legal matter

1.  Post Judgment Enforcement.  Prospective client has been awarded a judgment, but it seems like a worthless piece of paper - you've gotten bogged down and are unable to convert the court order to cash.  I will review post judgment requests to enforce a lawful judgment with the goal of acceptance.  Depending on enforcement issues apparent at the time retained, attorney reserves the right to quote fees either upon a contingency basis or hourly basis.  This shall not constitute an offer of representation; attorney and prospective client retain discretion through first consultation.

2.  Appeal.  Prospective client has lost the case through default judgment, summary judgment or trial on the merits, had damages awarded against prospective client or a set-off awarded.  I do not accept debt collection or other civil appeals unless I provided representation during the underlying case in chief at the trial court level and am familiar with the facts, testimony and exhibits received into evidence and meritorious issues for appeal.  That's been my policy for years.  Please do not call or inquire regarding appellate matters if you are not a former client.
 
 
CASES OUTSIDE EL PASO COUNTY
ECONOMIC CONSIDERATIONS
Geographic Distance - Travel Time, Mileage and Expense
 Colorado is a big state.  Ease of internet access, email and toll free phone doesn't change that fact.

Attorney is very willing to travel outside the Colorado Springs area to present a case or defend against counterclaim, but please be aware travel time, mileage and expense would apply.  If you are out of state or unfamiliar with Colorado geography, refer to the map to determine where Colorado Springs is located in relation to the county of your court case.

If travel is necessary, a trust deposit would be required to cover anticipated travel time, mileage & expenses.  If it is not economically justifiable to retain my services with travel, please contact counsel in the locale of your case.
FIND A LAWYER

Colorado MAP

Please be aware travel time, mileage and expenses would be billed
regardless of whether the fee structure is contingency fee, flat fee, or hourly fee.

I welcome new cases.
Intent is not to be harsh or to discard potential new business, but to be practical regarding distance.
ATTORNEY TRADE AREA
COUNTIES CITIES / TOWNS COUNTIES CITIES / TOWNS
El Paso County Colorado Springs / Fountain Pueblo County Pueblo
Teller County Cripple Creek Fremont County Canon City
Chaffee County Salida Custer County Westcliffe
Park County Fairplay Huerfano County Walsenburg
Douglas County Castle Rock Las Animas County Trinidad
Arapahoe County Littleton Crowley County Ordway
Arapahoe County - East Aurora Otero County La Junta
City and County of Denver Denver Bent County Las Animas
Jefferson County Golden Las Animas County Trinidad
Adams County Brighton Alamosa & Rio Grande  Alamosa & Del Norte
Elbert County Kiowa Costilla County San Luis
Lincoln County Hugo (county seat) / Limon Conejos County Conejos / Antonito

BEFORE USING ANY INFORMATION IN THIS WEBSITE, PLEASE REFER TO MY HOMEPAGE DISCLAIMER
 NOTICE, DISCLAIMER and INFORMATION TO WEBSITE VISITORS

WARNING - REFER TO ATTORNEY ETHICS & CLIENT DISCLOSURES
REGARDING ATTORNEY OBLIGATIONS IN THE EVENT CLIENT DISCLOSES PRIOR CONVICTIONS OR BAD ACTS

PLEASE REFER TO CONTACT & PRIVACY
REGARDING CONFIDENTIALITY CONCERNS - E-MAIL AND CORDLESS, WIRELESS OR CELL PHONES
website and attorney privacy statements are located here

please feel free to call or email if you are a client or are seeking representation

FREE INITIAL CONSULTATION
 not an offer for free legal advice - refer to link for terms
I am a sole practitioner with need to manage my caseload & reserve the right to decline any legal matter

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Serving Colorado Springs Area Zip Codes
80918 80920 80919 80917 80915 80908 80132 80909 80913 80916 80921 80922 80925 80901 80902 80903 80904 80905 80906 80907 80910 80911 80912 80914 80921 80926 80928 80929 80930 80931 80933 80934 80935 80936 80937 80940 80941 80942 80943 80944 80945 80946 80947 80949 80950 80960 80962 80970 80977 80995 90997

Copyright © 2003 - All Rights Reserved - Document Revised: January 14, 2008
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